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Holiday Conversations That Matter: Talking to Aging Loved Ones About Estate and Long-Term Care Planning
As the holiday season approaches, many of us will be making plans to gather with our family and loved ones....
As the holiday season approaches, many of us will be making plans to gather with our family and loved ones....
No cure for dementia currently exists. However, ongoing research is exploring new ways to manage symptoms, slow progression, and improve the quality of life for those living with dementia.
As the holiday season approaches, many of us will be making plans to gather with our family and loved ones....
No cure for dementia currently exists. However, ongoing research is exploring new ways to manage symptoms, slow progression, and improve the quality of life for those living with dementia.
Medicaid can provide seniors with financial assistance for home care services. However, since the federal government and the individual states run Medicaid jointly, benefits coverage is different in each state.
On July 12, 2024, the SSA announced a change affecting many account users. Those who created a my Social Security account before September 18, 2021, must transition to a different type of online account known as a Login.gov.
Each experience with cognitive decline is unique. A person may have trouble with some aspects of their life but still be able to handle others adequately. Recognizing the signs of cognitive decline is key for early intervention.
With high school graduations upon us and college on the horizon, you may already feel as though you are losing...
Though Medicaid exists to help those who need it, navigating the specifics of what it covers and does not cover can be daunting. Here are highlights on the basics of Medicaid coverage.
Research shows that roughly 1 in 7 adults aged 65 or older will need long-term care at some point in their...
As pet lovers, we all understand the deep bond and companionship that our furry friends provide. They are more than...
To qualify for Medicaid, you must have limited income and assets (in most states, no more than $2,000 in your name). If you have more than that, you may find yourself having to "spend down" your extra assets to meet the $2,000 limit.
Research by the American College of Financial Services sheds light on the need for improvements in retirement financial literacy. The overall retirement income literacy score was just 31 percent -- a failing grade.
Recently proposed legislation seeks to offer financial relief for unpaid family caregivers. Introduced in November 2023, the Lowering Costs for Caregivers Act of 2023 is the result of a bipartisan effort to lessen the costs of family caregiving.
Each fall, the Centers for Medicare & Medicaid Services (CMS) renews the federal guidelines that seek to protect individuals whose...
November was National Family Caregivers Month, and it was a time to honor the more than 50 million unsung heroes...
Although death benefits are available to veterans, as well as their families and veterans who did not engage in combat, less than half of those who are eligible for death benefits use them.
Most people receiving Medicare enroll in voluntary prescription drug coverage (Medicare Part D). Fifty million beneficiaries selected medication coverage in 2023.
Under a new Medicare Prescription Payment Plan starting in 2025, all Medicare prescription drug plans, including Medicare Advantage plans, will offer enrollees the option to spread out their prescription drug out-of-pocket costs over 12 months.
Many Medicare recipients struggle to make ends meet. Special savings programs administered by each state can help cover certain Medicare costs, such as premiums and deductibles.
The COVID-19 Public Health Emergency offically ended in May 2023. Certain policies that were implemented in early 2020 during the PHE will now expire.
In a major win for nursing home residents and their families, the U.S. Supreme Court has upheld the right to sue government-run nursing homes under the Federal Nursing Home Reform Act.
More than 1.1 million individuals live in about 15,000 nursing homes nationwide, yet as many as one in nine of these facilities have not had an annual inspection in the past two years.
The Centers for Medicare & Medicaid Services has announced that it would begin covering new Alzheimer's treatments that receive approval from the FDA.
For those who wish to maintain their independence and continue living at home as they grow older, taking certain steps to protect their physical, mental, and financial welfare is essential.
For adults who rely on Medicaid, a bill recently passed by the House may mean holding a job would become necessary to continue accessing benefits.
A new AARP analysis gives a glimpse into the experiences of family caregivers and offers recommendations on policies and practices that policymakers should consider enacting or enhancing in support of caregivers nationwide.
Hospice care is a type of health care that patients with terminally ill conditions rely on at the end of their lives.
Join Attorney James Benedek as he guides you through what you need to know about the Estate Administration process when...
Join Attorney Ben Urso as he discusses all of the special considerations for a single individual when planning to pay...
Join attorney Colleen Bratkovich and guest speaker, Dan Bekavac from Bekavac Funeral Home, for a discussion of the different types...
Attorney Carl Zacharia, licensed in both PA and Florida, will discuss all of the important considerations when contemplating a declaration...
Join attorney Justin Ellis as he discusses why it is so important to have an elder-focused estate plan that memorializes...
Join Attorney Christine Brown Murphy for an in depth discussion about how we can proactively utilize trusts and gifting strategies...
It has been a tumultuous few years. However, with the new year upon us, there are some silver linings - in particular for seniors. Here are five reasons for seniors to celebrate in 2023.
The Senate and House have cleared the passage of a year-end $1.7 trillion appropriations bill that will benefit older adults on a number of fronts.
Although Medicaid and Medicare are both public health insurance programs, they have essential differences.
Recent findings show an information gap among Medicaid recipients regarding the need to re-enroll for benefits after the COVID-19 Public Health Emergency (PHE) ends.
A diagnosis of dementia, a category of diseases affecting memory and thinking that includes Alzheimer’s disease, can feel overwhelming and...
A new study reveals that 60 percent of family members who were taking care of loved ones with Alzheimer's disease exhibited symptoms of depression that worsened over time
AginginPlace.org provides a freely available, medically reviewed guide on preventing falls, with lifestyle, mobility, and home improvement recommendations to help you avoid falls, maintain independence, and assuage any fears you may have of falling.
The Federal Trade Commission has issued an alert that scammers offering free COVID-19 tests have been targeting Medicare recipients online, by phone, and through television advertisements.
Nursing home evictions, or involuntary discharges or transfers, disrupt the lives of residents, leading to homelessness, separation from familial support systems, and loss of care. As federal law covers all federally funded nursing home residents, nursing home evictions are legal only in particular instances.
Medicaid Pending status means that your application or your parent’s application has not yet been approved or denied. Essentially, your application is in limbo.
If you need a lot of cash on hand upon retirement, Social Security offers a lump-sum payment option that’s worth six months of retroactive benefits. However, it comes at a cost. It is important to understand the details before agreeing to the payment.
In an alarming number of cases, private Medicare Advantage plans are denying coverage for medical services that would be covered under original Medicare, according to a federal investigation.
Leaving a nursing home to return home is a goal for many residents and their families, but it requires careful consideration. While returning home is a good move for some, it won't work for everyone.
If you apply for long-term care assistance through Medicaid and your application is denied, the situation may seem hopeless. The good news is that you can appeal the decision.
When loved ones pass away, there are lots of considerations, including what happens to their Social Security. The decedent’s payments need to be stopped, but survivor’s benefits may be available to the spouse or, in certain cases, children.
While declining COVID-19 cases are good news, the end of the pandemic could mean millions of Medicaid recipients will lose their coverage. Federal law has prevented states from terminating Medicaid benefits while the coronavirus health emergency is in place.
A federal court has ruled that hospitalized Medicare beneficiaries who were switched from inpatient to observation status can appeal the decision, making it easier for them to receive coverage for subsequent nursing home care.
If a loved one is experiencing memory loss or suddenly making poor decisions, you may want the court to appoint a guardian, which requires a declaration of incompetence.
Carl Zacharia discusses the 10 biggest mistakes that people make with regard to Estate Planning. This webinar will cover Powers...
Anyone who gifted assets within five years of applying for Medicaid may be subject to a penalty period, but that penalty can be reduced or eliminated if the assets are returned.
Vaccines can become less effective over time. Even individuals fully vaccinated as children may need to update their immunizations. Medicare Parts B and D offer vaccination coverage.
When applying for Medicaid’s long-term care coverage, in addition to the strict income and asset limits, you must demonstrate that you need a level care typically provided in a nursing home.
Medicare premiums are rising sharply next year, cutting into the large Social Security cost-of-living increase. The basic monthly premium will jump 15.5 percent, or $21.60, from $148.50 to $170.10 a month.
The Biden administration is calling on Congress to pass proposals to lower prescription drug prices, including allowing Medicare to negotiate with drug companies and capping out-of-pocket spending by Medicare beneficiaries.
Rising inflation due to the ongoing coronavirus pandemic means that in 2022, Social Security benefits will go up 5.9 percent, the sharpest upsurge since 1983.
Join attorney Christine Brown Murphy for a mini-webinar where she will discuss: • Why a Power of Attorney is the...
Join attorney Christine Brown Murphy for a mini-webinar where she will explain the Irrevocable Trust and discuss how we can...
Join attorney Christine Brown Murphy for a mini webinar as she addresses the many important issues involved when looking to...
Individuals who are researching nursing homes can now see staff and resident vaccination rates along with other quality and safety measure information at Medicare’s Nursing Home Compare website. The official Medicare website includes a nursing home rating system. Nursing Home Compare...
Every year during Medicare's Open Enrollment Period, which runs from October 15 to December 7, Medicare gives beneficiaries a window of opportunity to shop around and determine if their current Medicare plan is still the best one for them.
The government has expanded access to protections for spouses of reverse mortgage holders who are not named in the loan document, allowing more such spouses the ability to stay in their home if the borrowing spouse dies or moves to a care facility.
The Senate Democrats' proposal for a $3.5 trillion spending plan includes expanding Medicare to provide dental, vision, and hearing benefits. The proposal is now being negotiated in Congress.
Attorney Justin Ellis discusses why it is so important to make sure that your estate planning, health care and long...
Attorney Ben Urso discusses real estate issues to consider when planning to pay for long term care, including property assessments,...
Studies have found that workers overestimate how much they will receive in Social Security benefits when they retire. Having a good understanding of the realities can help you plan for retirement.
As COVID-19 cases start to rise again due to the highly contagious Delta variant, nursing homes are considering requiring staff members to be vaccinated. Only 59 percent of nursing home staff are partially or fully vaccinated nationwide, and the percentages are much lower in some states.
Join attorney Colleen Bratkovich as she discusses which Long Term Care costs are covered by Medicare as well as the...
Attorney Colleen Bratkovich discusses scenarios that can trigger major inheritance tax issues for parents and their children. She will also...
Join attorney Christine Brown Murphy for a mini-webinar where she will discuss why it is so important to work with...
Attorney Christine Brown Murphy discusses what constitutes a “medicaid compliant annuity” and how this planning strategy can be used to...
Qualifying for Medicare hardly means free health care -- there are still premiums and deductibles. However, people who qualify for both Medicare and Medicaid (called “dual eligibility”) receive help paying their out-of-pocket costs.
Medicaid long-term care benefits traditionally pay mainly for nursing home care, but the federal government can grant “waivers” to states allowing them to expand Medicaid to include home and community-based services. The downside is that receiving care in a nursing home is an entitlement, while getting care at home is not.
Attorney Benjamin Urso discusses the Estate Administration and Probate process in Pennsylvania and important information to have when dealing with...
Attorney Christine Brown Murphy discusses what constitutes a “medicaid compliant annuity” and how this planning strategy can be used to...
Attorney Justin Ellis discusses the resources for care at home as well as the benefits available to help pay for...
Attorney Christine Brown Murphy outlines strategies to Protect the Family Home.
Attorney Christine Brown Murphy discusses the basics of creating an Estate Plan, including the most important document that you need.
President Biden has introduced a plan to spend $400 billion over eight years on home and community-based care for the elderly and people with disabilities. The money would go to expand access to care and support higher-paying caregiving jobs.
Elder advocacy groups are calling for the elimination of Medicaid estate recovery after a congressional advisory commission concluded the practice recoups a tiny percentage of Medicaid spending while contributing to generational poverty and inequity.
Founder and Partner Carl Zacharia discusses what you should know before becoming a Floridian.
Attorney Justin Ellis discusses what Medicare does and doesn’t cover when it comes to long term care.
Attorney Ben Urso explains the differences between a revocable trust and an irrevocable trust and related considerations when planning for...
Attorney Carl Zacharia warns of failing to plan for unforeseen events when planning for long term care.
Join attorney Colleen Bratkovich as she discusses the ins and outs of employing a family caregiver and important considerations when...
Attorney Ben Urso discuss essential estate planning documents and why they are so important when planning to pay for long...
Justin Ellis discusses the Estate Planning process beginning with securing quality Estate Planning documents. He explains what a guardianship is...
Join attorney Colleen Bratkovich as she explains what a supplemental trust is and why you may need to have one...
The Centers for Medicare and Medicaid Services has issued new guidance on whether families can visit loved ones in nursing homes. The guidance allows indoor visitation even when the resident has not been vaccinated.
The one-year deadline for nursing home residents on Medicaid to spend down their first round of stimulus checks is here, but they may have a little extra time.
President Biden has signed the latest COVID-19 relief bill, which in addition to authorizing stimulus checks, funding vaccine distribution, and extending unemployment benefits, also provides assistance to seniors in a number of ways.
Parents and other family members who want to pass on assets during their lifetimes may be tempted to gift the assets. Although setting up an irrevocable trust lacks the simplicity of giving a gift, it may be a better way to preserve assets for the future.
Join attorney Christine Brown Murphy for a mini-webinar where she discusses pre-planning for long term care by utilizing an irrevocable...
Join attorney Colleen Bratkovich to learn about the available monetary, health care and other valuable VA benefits that you or...
Join attorney Christine Brown Murphy for this mini-webinar where she talks about strategies for protecting your assets and how to...
Attorney Ben Urso discusses the difference between these taxes and how they might affect you.
Join attorney Christine Brown Murphy for a mini webinar as she addresses the many important issues involved when looking to...
As the second (and maybe third) round of stimulus checks go out, it is important to know that nursing home residents are not required to turn their checks over to their nursing home.
Long-term care involves not only a loss of personal autonomy; it also comes at a tremendous financial price. Proper planning can help your family prepare for the financial toll and protect assets for future generations.
Long-term care insurance prices have suddenly skyrocketed by as much as 66 percent in one year, according to the 2021 Long-Term Care Insurance Price Index, an annual report from the American Association for Long-Term Care Insurance, an industry group. The price increases apply to couples and single individuals.
Long-term care is the care you need if you can’t perform daily activities on your own for an extended period of time. There are a number of different ways that this kind of care can be provided.
Attorney Ben Urso shares some things to consider if you or a loved one are in need of long term...
Attorney Justin Ellis discusses the latest round of stimulus checks and the rules concerning long term care facilities.
Attorneys Colleen Bratkovich and Jennifer Derby explain the Estate Administration and Probate process in Pennsylvania and share important information that...
Buying long-term care insurance is one way to protect against the high cost of long-term care. However, this type of insurance may not be for everyone, so consider all your options.
COVID vaccines are starting to roll out to nursing homes across the country, signaling the beginning of the end of the pandemic. Once your loved one has had both doses of the vaccine, you may be able to visit, but precautions are still necessary.
The holidays are a time when families come together to celebrate the season. And while this year might look a...
As Medicare premiums rise, a Medicare Advantage plan can seem like an attractive option. But if you are considering switching from Original Medicare to a Medicare Advantage plan, you need to know what to look for.
If you are experiencing financial hardship due to the coronavirus pandemic, you may want to consider withdrawing money from your retirement account while you still can. The special exemption allowing early withdrawals without a penalty ends soon.
Please join Attorney Carl Zacharia as he discusses 10 essential planning details that you and your loved ones need to...
Zacharia Brown Attorney Colleen Bratkovich talks with Lynn Doehring of Bridge Insurance Group about things to consider when choosing a...
Attorney Christine Brown Murphy shares important information to consider when planning your estate if you have a loved one with...
Join Attorney Christine Brown Murphy as she discusses planning strategies for married couples when looking to attain Medicaid eligibility for...
Join Attorney Christine Brown Murphy as she discusses the importance of a well drafted estate plan when planning to pay...
Join Attorney Carl Zacharia as he discusses the important “state of residency” considerations for those individuals who split their time...
Please join attorney Colleen Bratkovich and social worker Diane DeSarno, MSW, LSW to learn about locating resources for care at...
Join Attorney Christine Brown Murphy as she discusses strategies for attaining Medicaid eligibility, planning to pay for long term care...
Join attorneys Christine Brown Murphy and Colleen Bratkovich from Zacharia Brown and Morgan Traffican from the Residences at Whitehall &...
Join attorney Colleen Bratkovich and Deanna Guarnaccio from Life Pittsburgh as they talk about the valuable services provided by Life...
Join attorney Colleen Bratkovich and Rachel Mound, Hospice Medical Social Worker from Interim Healthcare as they discuss the role of...
Join attorney Christine Brown Murphy as she discusses strategies to protect your assets from long term care.
Attorney Colleen Bratkovich and Lynn Doehring, President of Bridge Insurance Group, share information at the start of Medicare Open Enrollment...
Zacharia Brown Founder Carl Zacharia is licensed in Pennsylvania and Florida and he can discuss the benefits of declaring Florida...
Join attorneys Christine Brown Murphy and Colleen Bratkovich and host Morgan Traffican from The Residences of Whitehall and Bethel Park...
Medicare's Open Enrollment Period, during which you can freely enroll in or switch plans, runs from October 15 to December 7. Now is the time to start shopping around to see whether your current choices are still the best ones for you.
Medicare beneficiaries who qualified for skilled nursing facility (SNF) coverage may be eligible for an additional 100 days of coverage. Whether beneficiaries can actually get the extended coverage is another question.
How to find out if you are the owner of life insurance stock through your life insurance policy
Important information on how you can protect your home when applying for Medicaid.
Husbands usually don’t take survivor’s benefits into account when claiming benefits, according to a recent study, meaning that many widows will needlessly experience a significant drop in income.
The coronavirus pandemic has forced nursing homes to place a number of restrictions on their residents. These constraints are having the unintended consequence of making it more difficult for nursing home residents to vote.
Learn how you may be able to qualify for In Home Medicaid Waiver services by creating a plan to spend...
Attorney Christine Brown Murphy and Elder Care Coordinator Heather Wagner discuss the various options for Care at Home as the...
Learn about the ways to protect your family home when planning to pay for long term care.
We are happy to provide informational webinars and virtual workshops for your employees or groups. Reach out to us at...
Talking about estate planning is a difficult, emotional topic but it’s essential for every family. These eight tips can help you discuss the hard topics thoroughly and respectfully and prepare you for the road ahead.
The coronavirus pandemic is having a profound effect on the current U.S. economy, and it may have a detrimental effect on Social Security’s long-term financial situation.
Raising the minimum wage by as little as 10 percent would significantly improve the safety and health of nursing home residents, according to new research.
Medigap policies that supplement Medicare’s basic coverage can cost vastly different amounts, depending on the company selling the policy, according to a new study. The findings highlight the importance of shopping around before purchasing a policy.
Stay-at-Home Orders and fear of infection from COVID-19 have left many families struggling to manage the care needs of their...
The coronavirus pandemic has had a devastating impact on those in nursing homes and other long-term care facilities. This has raised questions about how the virus has influenced the costs and provision of long-term care insurance.
The Federal Trade Commission (FTC) is warning residents of long-term care facilities and their families that some facilities may unlawfully require residents who are on Medicaid to sign over their $1,200 pandemic relief checks.
The closure of Social Security offices has affected unemployed seniors who need to apply for Medicare after losing their employer health coverage. These seniors now have more time to enroll in Medicare or change plans.
When can you expect your coronavirus relief payment and how much will it be? The answer to the first question has been changing on an almost daily basis, but finally seems to have come into focus. Here’s the latest word.
With the coronavirus pandemic hitting nursing homes and assisted living facilities especially hard, families are wondering whether they should bring their parents or other loved ones home.
The economic impact stimulus payments approved by Congress have begun to be sent out by the IRS. Find out who...
If you are contemplating giving a gift or some other type of financial assistance to help out a loved one...
There are several key documents that make up an individual’s estate plan. A Last Will and Testament is a legal...
Zacharia Brown is an Elder Law and Estate Planning Firm dedicated to helping families and their loved ones plan, pay...
With coronavirus dominating news coverage and creating alarm, it is important to know that Medicare and Medicaid will cover tests for the virus.
The federal government is broadly expanding coverage of Medicare telehealth services to beneficiaries and relaxing HIPAA enforcement, which will give doctors the ability to provide more services to patients remotely.
The spread of the coronavirus to nursing home residents has caused the federal government to direct nursing homes to restrict visitor access. Families are having to find new ways to stay in touch.
The Coronavirus Aid, Relief, and Economic Security (“CARES”) Act was passed into law on March 27, 2020 and is a...
At Zacharia Brown, we recognize our clients concerns about the spread of COVID-19. As a result, we are offering video...
Medicare.gov recently published the following guidance so that you and your loved ones understand your rights and benefits during this...
For years people have been worried about Social Security’s future, but what is the actual outlook? According to the federal government, unless Congress acts to intervene, Social Security shortfalls are expected beginning in 2035.
The Trump administration will allow states the option to cap Medicaid spending using block grants. While this change does not directly affect nursing home residents on Medicaid, it could result in significant service cuts to other beneficiaries.
The basic Medicaid rule for nursing home residents is that they must pay all of their income, minus certain deductions, to the nursing home.
Medicare does not offer much in the way of dental benefits, but advocates for Medicare beneficiaries are arguing for that to change.
A spending bill signed into law by the President contains major changes to retirement plans. The bipartisan legislation is designed to provide more incentives to save for retirement, but it may require workers to rethink some of their planning.
The federal government has released the 2020 federal guidelines for how much money the spouses of Medicaid recipients may keep, as well as related Medicaid figures.
When it comes to long-term care costs, the charges for home care are now rising faster than those for nursing home care, according to Genworth's 2019 Cost of Care survey.
After small or no increases the past couple of years, Medicare’s Part B premium will rise sharply in 2020. The basic monthly premium will increase $9.10, from $135.50 a month to $144.60.
Nursing home residents do not automatically have to sell their homes in order to qualify for Medicaid, but that doesn't mean the house is completely protected.
A new report finds that almost no retirees are making financially optimal decisions about when to take Social Security and are losing out on an average of more than $100,000 per household in the process.
Reports of elder financial abuse continue to increase, and the elderly are particularly vulnerable to scams or to financial abuse by family members in need of money.
With careful Medicaid planning, you may be able to preserve some of your estate for your children or other heirs while meeting the Medicaid asset limit.
Raising a grandchild can be tough financially, but grandparents in this situation should be aware that there is a tax credit available that could help them.
If you move to a different state or split your time between one or more states, you should make sure your advance directive is valid in all the states you frequent.
In order to be eligible for Medicaid, you cannot have transferred assets recently. Congress does not want you to move into a nursing home on Monday, give all your money to your children (or whomever) on Tuesday, and qualify for Medicaid on Wednesday.
There are circumstances in which transferring a house will not result in a Medicaid penalty period, and one of those is if the Medicaid applicant transfers the house to a "caretaker child."
Hospice care is supposed to help terminally ill patients maintain their quality of life at the end of their life, but two new government reports find that serious problems in some hospices may be actually causing harm to hospice patients.
The Trump administration is officially rolling back a ban on the use of arbitration agreements by nursing homes, once again allowing nursing facilities to ask families to give up their right to sue over patient injuries or deaths.
It may become harder for Medicare beneficiaries to find home health care due to a new rule from the Centers...
A New York trial court rules that a son who received his mother’s assets without consideration, leaving her insolvent, is...
Thinking about your funeral may not be fun, but planning ahead is helpful. It both lets your family know your wishes and assists them during a stressful time.
Hospital patients who need additional care after being discharged from the hospital are usually sent to either an inpatient rehabilitation facility or a skilled nursing facility, and Medicare offers very different coverage for each.
After a Medicaid recipient dies, the state must attempt to recoup from his or her estate whatever benefits it paid for the recipient's care. There are steps you can take to protect your home.
When creating advance directives in order to plan for the possibility that you may one day be unable to make your own medical decisions, there can be confusion about the difference between a living will and a "do-not-resuscitate" order.
This week, we are happy to share a blog post from Aaron Stevenson , the the founder of Snooze EZ....
Parents want their children to be taken care of after they die. But children with disabilities have increased financial and...
A new report that combines nursing home quality data with a survey of family members ranks the best and worst...
At the end of last year, the Department of Veterans Affairs (VA) finalized new rules that made it more difficult...
The Centers for Medicare & Medicaid Services (CMS) has released the 2019 federal guidelines for how much money the spouses...
A durable power of attorney is one of the most important estate planning documents you can have. It allows you...
With the aging population becoming increasingly tech savvy, the Social Security Administration (SSA) has moved a lot of services online....
The Department of Veterans Affairs (VA) has finalized new rules that make it more difficult to qualify for long-term care...
A power of attorney is one of the most important estate planning documents, but when one sibling is named in...
Congress has expanded benefits for Medicare recipients with chronic conditions in its latest budget bill. The law gives some Medicare...
As we make our way through the hottest month of the year, it is a perfect time to review some...
Although a nursing home cannot require a child to be personally liable for their parent’s nursing home bill, there are circumstances...
The federal government has begun mailing new Medicare cards to 59 million Americans. You should keep track of when your...
With high school graduations just behind us and college on the horizon, you may already feel as though you are...
Arizona and Florida are the latest states to request a waiver from the requirement that states provide three months of...
This week we are happy to share with you a guest blog post from Hope Grows. Caregiving for aging parents...
While the execution of wills requires formalities like witnesses and a notary, the reality is that most property passes to...
A new study has found that people enrolled in a Medicare Advantage plan were more likely to enter a lower...
With tax time upon us again this year, it is a good time to discuss which expenses and costs you...
The announcement of the 2018 Medicare premium is good news for some beneficiaries and bad news for many others. The...
The federal government is issuing new Medicare cards to all Medicare beneficiaries. To prevent fraud and fight identity theft, the...
Medicaid law imposes a penalty period if you transferred assets within five years of applying, but what if the transfers...
A new federal law is designed to address the growing problem of elder abuse. The law supports efforts to better...
After staying the same for five years, the amount you can give away to any one individual in a particular...
Older parents are becoming more common, driven in part by changing cultural mores and surrogate motherhood. Comedian and author Steve...
Medicare is supposed to provide up to 35 hours a week of home care to those who qualify, but many...
With the new year officially underway, we have been busy with lots of exciting developments at Zacharia Brown! We have...
In 2018, Social Security recipients will get their largest cost of living increase in benefits since 2012, but the additional...
Are you happy with your current Medicare plan or plans? Now is the time to think about whether you are...
The median cost of a private nursing home room in the United States has increased to $97,455 a year, up...
What happens if you are a high-income Medicare beneficiary who is paying a surcharge on your premiums and then your...
Many grandparents may be tempted to leave an IRA to a grandchild because children have a low tax rate, however,...
No one truly wants to think about his or her own death, however, a little preparation in the form of...
Many seniors and their families don’t use a lawyer to plan for long-term care or Medicaid, often because they are...
A new report finds that states have made incremental improvements in providing long-term care, but need to make more improvements...
When we’re young we believe that we’re invincible, which makes it harder to admit as we age that our bodies...
Have you or a loved one been denied Medicare-covered services because you’re “not improving”? Many health care providers are still...
Every year at this time, many anxious parents are helping their high school graduates gather items they need to take...
Last week we identified a type of relief that is being offered from Medicare’s Part B late-enrollment penalty for certain...
Medicare is offering relief from penalties for certain Medicare beneficiaries who enrolled in Medicare Part A and had coverage through...
In continuing with our theme of current events for the month of June, this week we will examine how a...
New Obama-era rules designed to give nursing home residents more control of their care are gradually going into effect over...
After initially delaying a rule intended to prevent financial advisers from steering their clients to bad retirement investments, the Department...
In honor of Memorial Day, we’d like to introduce you to some of the benefits available to Veterans’ and their...
The Veterans Administration offers two disability programs for eligible veterans. The first benefit is disability compensation which is only available...
The Veteran’s Administration (VA) offers a pension benefit to low-income veterans (or their spouses) who are in nursing homes or...
Last month we took a closer look at Medicaid, asset protection planning and the rules concerning qualification for Medicaid benefits....
The phrase “life estate” often comes up in discussions of estate and Medicaid planning, However, when we meet with individuals...
This particular question is one that we hear from our clients all of the time. The short answer is, if...
In the world of Medicaid, one of the phrases that many people are familiar with is the 5 year look-back...
Although their names are confusingly alike, Medicaid and Medicare are quite different programs. Both programs provide health coverage, but Medicare...
This week, we kick-off a month long discussion about Medicaid Benefits and Planning. Medicaid, also known as Medical Assistance or...
Over the past month, we have examined the uses of and differences between Revocable Trusts, Living Trusts, Testamentary Trusts, and...
In last week’s blog post, we took a closer look at the Revocable Living Trust and explored some reasons that...
As we discussed last week, there are a number of different types of trusts that can be employed when creating...
In the world of Estate and Elder Law Planning, there are many reasons why we may want to utilize a...
This past month, we have discussed the many considerations to be weighed when researching long term care options for your...
When a loved one gets ill, most families are venturing into unchartered waters. The options for long term care are...
Last week, we discussed the importance of creating a Life Care Plan to assist families in finding an appropriate Long...
With Valentine’s Day fast approaching, the month of February is a perfect time to think about care for our elderly...
Estate Administration or Probate in Pennsylvania is a legal process that occurs after a person has passed away. As part...
In the area of Estate Planning, one common misconception many people share is that the entirety of their assets will...
In the estate planning world, many people seek our counsel with regard to creating or updating their Will or Trust....
At the start of a new year, it is inevitable that people will make one or several resolutions to accomplish...